Vesta Mortgages Bristol  Mortgage Advice

Self-Employed Mortgage Deals

It may prove difficult for borrowers trying to secure competitive deals for self-employed mortgages and proving your income isn't always a straightforward process. Even more so if you've only started up your company in the last few years.

In the past, self-employed workers have been able to apply for a “self-cert” mortgage which allowed them to simply tell the mortgage lender what they earned. These types of mortgages no longer exist and lenders now require you to show at least one year's accounts or SA302s. The amount you will be able to borrow is generally dependent on your last few years' profit, so the more accounts you can show the better.

We can help you find the best deals available to suit your needs, accessing lenders across the whole of the mortgage market who have many years of experience working with self-employed borrowers. We know, which self-employed lenders to approach based on your income, accounts and individual needs.

Please call 01179 823404 or email us at

Your property may be repossessed if you do not keep up repayments on your mortgage.